绿色金融政策及在中国的运用
Green Finance Policies and Application in China
2018/5/14 21:36:41 点击率[39] 评论[0]
【法宝引证码】
    【学科类别】经济法学
    【出处】《PBC Working Paper》2014年第7号
    【写作时间】2014年
    【中文摘要】要有效缓解环境污染问题,今后五年内中国在环保、节能、清洁能源等绿色产业的投资应达到平均每年两万亿元以上。然而,目前的体制无法将绿色项目的巨大外部性内化,难以对绿色投资提供充分的激励。本文在综述有关绿色金融发展国际经验的基础上,提出了中国建立绿色金融政策体系的一个初步理论框架和九条政策建议。这些建议包括:1)推动建立专业化的绿色贷款和投资机构,以绿色债券为融资来源之一;2)完善财政贴息机制,鼓励绿色贷款;3)要求商业银行和评公司在风险评估中充分引入环境因素,完善绿色信贷体系;4)建立公益性的环境成本信息系统,为决策部门和全社会投资者提供依据;5)在更多的领域实行强制性绿色保险;6)加快推进碳交易市场发展;7)建立上市公司的环保社会责任规范和信息披露机制;8)构建中国绿色投资者网络,建立投资者社会责任体系;9) 提高消费者对绿色产品的消费偏好。
    【中文关键字】绿色金融;绿色投资;金融政策;财税政策
    【英文摘要】To curb the unbearable pollution in China, the country has to invest annually about RMB2tr in its environmental, energy saving, and clean energy sectors in the coming five years. However, the current economic system fails to internalize the positive (negative) externality of green (polluting) projects into the corporates/consumers’ decision making, and thus provide the enough encouragement to the green investors . In this article, we construct a theoretical framework for thinking about “green financial policies”, review the relevant international experiences and, based on these, propose nine specific policy recommendations for China based on the international experience of green finance development. These policy recommendations are: 1) promoting to establish specialized green lending and investing institutions with green bonds as a major funding source; 2) improving and expanding the interest subsidy program for green loans; 3) requiring commercial banks and credit ratings companies to incorporate the environmental risk factor into risk assessment, and then perfecting the green lending system; 4) providing sector/company level environmental cost information to policy makers and investors as a semi-public good; 5) making green insurance a mandatory requirement in selected sectors; 6) promoting the development of a nation-wide carbon trading market; 7) making environmental disclosure a mandatory requirement for publicly listed companies and bond issuers; 8) establishing green investor networks in China to advocate social responsibility of investors; and 9) fostering consumer preference for green products via green education programs.
    【作者简介】
    马骏,中国人民银行研究局首席经济学家;施娱,德意志银行分析员;姚斌,人民银行研究局研究人员。

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